Are you looking for some cable alternatives to save money? Cable and satellite TV packages can be very expensive, even more so if you want to access live sports and movies. This can put a significant strain on your finances, especially when you’re trying to …
Are you in debt and wondering what your debt to income ratio is? Well, you are in the right place. What is a Debt to Income Ratio? Your debt to income ratio is the portion of your income that’s dedicated to repaying your outstanding debts. …
Even if you’re opposites in many ways, the beliefs, values, and activities you share in common with your spouse probably help your marriage work. Retirement can throw this balance off if one of you continues working. When one spouse heads off to work as the …
As a parent of three teenagers it’s clear to me that more than ever before that there are gaps in their formal education and to ensure that they have a strong foundation to be prepared for college, careers and life in general my wife and …
Do you believe making 75 grand a year could make you happy? Well, consider data of earnings and life satisfaction analyzed by Psychologists from Purdue University and the University of Virginia of 1.7 million people in 164 countries, found that the ideal income for individuals is $95,000 …
Have you ever asked yourself how long will my money last? If you’ve come to the conclusion that Social Security alone will not provide you with the retirement you’re looking for. You need to take action. You might be want to retire by age 40, …
Are you drowning in debt? You are not alone. 8 out of 10 Americans are also facing debt issues in one way or another. Americans are drowning in debt because they start borrowing without any discipline. As a result, debt doesn’t just derail their spending …
One of the most common complaints I hear when I talk about teaching kids how to manage money is this: “How can I teach my kids how to manage money when I don’t even have my own financial crap together?” This is a valid question. Kids tend …
We started our debt-free journey drowning in debt. About as much as our gross income. Yep, we screwed up…..BIG TIME. I remember the day when we sat down and told our four kids that we had made a mess of our money. A BIG mess. …
As an adult, there are many expenses that you just can’t avoid. Housing, food, and energy costs are all essential, but, there are a few things that you can do to lower your variable expenses. If you are trying to stay on a budget, it …
The last few weeks have been unpredictable. It seems like things are changing daily. Businesses are temporary closing, employees are out of work, and supplies are in demand. These unpredictable events due to COVID19 have escalated quickly, and are affecting the entire world. In the …
Are you ready for a spring clean up? With springtime in full effect, you’re likely itching to dust and declutter your living space for a fresh start to the season. In addition to organizing and cleaning out your home, you should also apply this energy …