Have you ever asked yourself how long will my money last? If you’ve come to the conclusion that Social Security alone will not provide you with the retirement you’re looking for. You need to take action. You might be want to retire by age 40, …
Are you drowning in debt? You are not alone. 8 out of 10 Americans are also facing debt issues in one way or another. Americans are drowning in debt because they start borrowing without any discipline. As a result, debt doesn’t just derail their spending …
Graduating from high school to college is a significant achievement for many students. But with it comes a time to try out many things for the first time, one of them being the use of credit cards. Perhaps you have seen banks and financial institutions …
As an adult, there are many expenses that you just can’t avoid. Housing, food, and energy costs are all essential, but, there are a few things that you can do to lower your variable expenses. If you are trying to stay on a budget, it …
Are you ready for a spring clean up? With springtime in full effect, you’re likely itching to dust and declutter your living space for a fresh start to the season. In addition to organizing and cleaning out your home, you should also apply this energy …
Do you have any songs about money stuck in your head? Music can be very inspirational and motivating for many different reasons. I listen to most genres of music, rock and roll, pop, rap, and punk often to relax or calm my mind from the …
American workers are enjoying historically low unemployment rates. But just because they are working, that doesn’t mean they have enough money to save. It appears many American workers can’t do everything, like saving for emergencies, retirement, and meet their monthly bills. Nearly 40% of American …
Debt comes in all shapes and sizes. There’s student debt, mortgage debt, and credit card debt, just to name a few. My family and I lived with consumer debt for years. Have you ever wondered how your debt or finances compare to others around you? …
I’ve also thought of the bucket list as an item for the individual and never considered bucket list ideas for the family. If unfamiliar with a bucket list, it typically defined as a list of life goals or things you’d like to do before you …
Do you need a bump in your net income? Working hard and working smart are not necessarily the same things. Indeed, the sad reality is that thousands of hard-working Americans struggle to pay off debt, not because of a lack of effort or endeavor, but …
When I reflect on my 20’s, I have mostly good thoughts. I did a lot of things right. At the same time, I did a lot of things that I would completely change if I could go back in time. This post will share eight …
Students loans are beneficial to millions of students across the globe. Most needy students are grateful for this option since it enables them to complete their studies. Governments often organize student loans in many countries, and they usually have very reasonable interest rates. Upon successful …